INFORMATION PROTECTION AND PRIVACY POLICY NOTICE
Your privacy is important to us. Our company and our affiliates are committed to protecting your privacy and earning your trust. We respect your right to keep your personal information confidential and to avoid unwanted solicitations.
Please read this to learn how we will handle your personal information. Types of Information Collected The facilitators of your prospective securities loan will use information about your assets to help us quote and service various financial programs on your behalf. Some of this is called “Nonpublic Personal Information”, which generally means information that is provided by you, obtained by us, or that results from your transactions with us. It does not include information available to the general public. The type of information we collect varies according to the products or services you request but may include:
Application Information: This is information we may receive from you on applications or other forms, by phone and online. It includes, but is not limited to, your name, address, and telephone number, e-mail address, social security number, date of birth, and gender.
Transaction Information: This is information about your transactions with us, our affiliates, insurance carriers, third party administrators, marketing organizations, advisors or financial services agents, lenders, or others. It includes, but is not limited to, your personal and investment assets, tax strategies, retirement plans, testamentary dispositions, and any related policies or data.
Parties to Whom We May Disclose Information
Nonpublic Personal Information about you and our former customers may be disclosed only as permitted by law. Generally, this includes disclosures to third parties that are necessary to affect, administer or enforce your transaction with us, or in connection with servicing your account. These parties may include, but are not limited to, lenders, financial support organizations, administrative agents/brokers, accountants, attorneys, financial planners, third party administrators, and courts and government agencies. In accordance with the Fair Credit Reporting Act, we will not disclose information obtained from consumer reporting agencies without your consent.
We do not disclose your information to people and companies that perform marketing services on our behalf or to financial institutions with which we have joint marketing agreements. We may, however, inform you of other financial products or services jointly offered, endorsed, or sponsored by us that we believe you could find useful, including referrals outside of the company.
Confidentiality and Security
We restrict access to Nonpublic Personal Information about you to those employees and other parties who must use that information to provide our products and services to you. Their right to further disclose and use the information is restricted by our employment policies, applicable law, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your Nonpublic Personal Information.
